Here are the most recent mortgage-law developments I can point to right now (mostly U.S. state changes), plus what they affect:
Recent mortgage-law updates
- California (foreclosure notice/sale requirements): California signed AB 2424 (effective Jan 1, 2025) establishing new requirements around foreclosure notification and sale for mortgage lenders.[1]
- California (Mortgage Forbearance Act): California also adopted a Mortgage Forbearance Act (described as signed Sept 22, 2025, with immediate effect) aimed at providing emergency relief to affected mortgage borrowers.[5]
- U.S. mortgage lending compliance (regulatory/agency focus): Recent mortgage-related compliance updates have included attention to loan originator compensation requirements and other consumer-protection rules administered through agencies such as the CFPB, plus state-level compliance changes.[2]
- Massachusetts AG / state scrutiny theme: A 2025 mortgage-industry roundup notes increased scrutiny by state regulators (including examples involving the Massachusetts Attorney General) and references how certain products are treated as residential mortgage loans with related disclosure obligations in some states.[4]
Quick questions (so I can tailor to you)
1) Which country (or jurisdiction) do you mean by “mortgage law”—UK, EU, Portugal, or U.S.?
2) Are you looking for consumer protections (foreclosure/forbearance), lending rules, or buy-to-let/rent related changes?
Reply with your jurisdiction and topic, and I’ll narrow to the truly relevant “latest news” and list the key dates/effects.
Sources
March 6 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, we examine the Massachusetts Attorney General's lawsuit against Hometap, legislation that would eliminate all funding for the CFPB, Oregon's consideration of DIDMCA opt-out legislation, the Wisconsin Appeals Court's rejection of National Bank Act preemption, and much more.
www.ballardspahr.comGet the latest mortgage lending industry updates from Fannie Mae, the CFPB, and more to improve your financial institution’s compliance management system.
www.ncontracts.comOn September 22, 2025, California Governor Gavin Newsom signed Assembly Bill 238, which took immediate effect as an urgency statute. The new Mortgage Forbearance Act (the Act) can be found in section 3273.20 et seq. of the...more On September 22, 2025, California Gov. Gavin Newsom signed the Mortgage Forbearance Act into law, with an immediate effective date. The law, designed to provide emergency relief to California mortgage loan borrowers impacted...more … The latest edition of the Consumer...
www.jdsupra.comOn September 20, Governor Newsom signed AB 2424, which establishes a significant set of new foreclosure notification and sale requirements for mortgage lenders. The law is effective as of January 1, 2025....more
www.jdsupra.comThe Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers
moneyweek.comStay updated with breaking news from Residential mortgage regulators. Get real-time updates on events, politics, business, and more. Visit us for reli
comparemela.comThe SEC’s Policy Shift: Why the SEC now allows mandatory arbitration provisions in registration statements, and how the focus has moved to disclosure, not the substance, of arbitration clauses. State Law Challenges: How Delaware’s SB 95 (DGCL 115(c)) bans arbitration provisions for federal securities law claims in corporate charters, and the legislative backstory behind this move. … 2. By requesting $145 Million in funds from the Fed, the CFPB may have mooted the two other lawsuits raising the...
www.ballardspahr.comControversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that ...
gmatclub.comMay 20, 2024: Supreme Court Rules in CFPB’s Favor; FSOC Released Report on Nonbanks; Prudential Regulators Testify on the Hill MBA Newslink May 14, 2024: Fed's Powell says high interest rates may 'take longer than expected' to lower inflation USA Today
www.texasmba.org